If you’ve been hurt at work, you’re entitled to workers’ compensation benefits. You don’t have to sue your employer to get payment for your medical bills and other expenses. In most cases, your employer will have workers’ compensation insurance to cover the expense of work-related injuries. You don’t need to worry about your job, either. The law protects you from retaliation by your employer and ensures that Your doctor will give assign your injuries a disability rating . To get your workers’ compensation benefits, you simply need to file a claim.
You were injured at work. You went through all the medical treatments you need, but you will never fully recover. How will you be compensated for your permanent injuries? The answer depends on your disability rating, also called an "injury rating."
When do I get a disability rating?
Workers’ compensation laws ensure that you get the medical care you need, plus How much will I get. If you’re permanently disabled in some way, you’re also entitled to the future wages you’re losing as a result of the permanent damage. You may experience either Permanent Partial Disability (PPD), in which case you can work but your capacity is diminished, or Permanent Total Disability (PTD), in which case you cannot work at all. Any permanent disability merits a settlement from your employer as compensation for the permanent damage. Your disability rating determines the amount of that compensation.
If you get hurt on the job in North Carolina, you’re not just left out in the cold. Workers’ compensation laws make sure you get the medical care you need. These laws also entitle you to compensation for the wages you would have earned were you not injured and out of work.
If you’re injured so that you can’t work, you probably don’t have a lot of excess cash lying around. You need to file a workers’ compensation claim, but an attorney is expensive. How can you afford a lawyer when you’re not working?